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Cleared status

Whether a transaction has cleared your bank account.

Cleared

A cleared transaction has posted to your bank and appears on your statement. Mark transactions cleared when you confirm them against your bank activity — during reconciliation or inline on the register.

Uncleared

An uncleared transaction is recorded in Big Picture Money but not yet confirmed against the bank. Pending checks, recent card charges, or future-dated entries are often uncleared until they post.

Reconciled vs cleared

StatusMeaning
ClearedYou have confirmed the transaction against bank activity; can be toggled anytime
ReconciledThe transaction was included in a completed reconciliation session; persists after the session closes

Reconciled transactions are typically also cleared. Reconciled status is set when you finish a reconciliation — not from the ordinary edit form.