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Create a balance floor goal

Prerequisites​

  • At least one account with a current balance
  • Unlocked app

Steps​

  1. Open Goals in the left navigation.
  2. Click + New goal.
  3. Choose Keep a balance floor and click Next.
  4. Enter a Name (for example, "Main Checking cushion").
  5. Enter Floor amount — the minimum balance you want to maintain (for example, 10000 for $10,000).
  6. Click Next, select the linked account(s), and click Next again.
  7. On the review step, click Test evaluation to preview the status from today's balances.
  8. Click Create goal.

Status meanings​

StatusMeaning
HealthyBalance is comfortably above the floor
WatchBalance is within the watch band above the floor
Below floorBalance is under the floor — needs attention

Example — watch band​

Alex sets a $10,000 floor on Main Checking with a $500 watch band. At $10,300 the goal shows Watch. At $9,800 it shows Below floor and appears on the Home dashboard.

Expected result​

  • The goal appears on the Goals list with a headline such as "$10,300 — within $500 of floor" or "Above $10,000 floor".
  • If the balance needs attention, the Goals nav badge increments.
  • The goal may appear in Goals at a glance on Home (top three attention-worthy goals).