Roadmap
What we plan to build next. Any dates or timelines in this document are subject to change and are not committed launch dates. Rather, they are a statement on priority. As new features come up, these items will be reprioritized based on user feedback.
| Section | Focus |
|---|---|
| Big Picture Money | Desktop app enhancements included with your perpetual license |
| Connected Services | Optional $79/yr hosted add-on |
| Mobile Companion | Phone/tablet companion (requires Connected Services) |
| Household | Shared household ledger add-on |
| Lite Business | Side-gig / very small business add-on |
Big Picture Money
Improvements to the main desktop application. These ship with the perpetual license (subject to your edition year).
| Planned feature | Anticipated timing | Notes |
|---|---|---|
| Budget month continuity & closed-month scorecard | 2026.2 | Soft-start a new month from last month’s plan; clearer “how did I do?” totals |
| Tag budgets | 2026.2 | Budget by tag as well as by category |
| Budget groups (parent category roll-ups) | 2026.2 | e.g. one Shopping pot that rolls up child categories |
| Budget setup history polish | 2026.2 | Clearer lookback, smarter averages, per-cell ignore/include |
| Payee display names (Payee Name Rules) | 2026.2 | Show friendly names (e.g. WildFork) without rewriting bank text |
| Funded purchase linking (PayPal, Venmo, Cash App, and similar) | 2026.2 | Suggest and accept Funded → links between bank funding rows and payment-app purchases |
| Deeper AI-assisted workflows | Ongoing | Cleanup, merchant normalization, rule suggestions, anomaly hints |
| Receipt parsing (AI) | 2027 | Extract amounts, merchants, and dates from receipt images into transaction drafts |
| Change passphrase | 2027 | Rekey your encrypted data file from Settings |
| Store purchase details (Amazon, Walmart, and similar) | 2027 | Automatically tie store orders to matching transactions so you can see what was bought from the transaction record and categorize with more detail |
| Microsoft Store / Mac App Store / Chocolatey / Homebrew | 2027 | Extra install channels once direct download is solid |
Connected Services
Optional add-on on top of a Big Picture Money license. See Licensing.
| Planned feature | Anticipated timing | Notes |
|---|---|---|
| Connected Services checkout & account | 2027 | Subscribe, renew, cancel; entitlement separate from license.bp |
| Managed bank sync (Plaid) | 2027 | Big Picture–hosted connections; SimpleFIN BYO remains available without Connected |
| Multi-device sync | 2027 | Encrypted coordination so the same ledger stays current across your devices |
| Encrypted cloud backup | 2027 | Point-in-time recovery, distinct from day-to-day sync |
| Managed AI | 2027 | Hosted provider path; bring-your-own key and Ollama stay available without Connected |
| Mobile Companion | Varies | See below |
Mobile Companion
A lightweight phone and tablet app for people who already use the desktop product and Connected Services. It is not a mobile-only finance app — you still need Big Picture Money on a computer to create and own your data file.
| Planned feature | Anticipated timing | Notes |
|---|---|---|
| Sign in & unlock synced data files | Mobile v1 | Cloud account login, then the same data-file passphrase as desktop |
| Home balances & spending trends | Mobile v1 | Quick picture of where you stand |
| Review & categorize recent transactions | Mobile v1 | Last ~90 days; notes, splits, new cash entries |
| Budgets on the go | Mobile v1 | View progress against budgets you set on desktop |
| Recurring / bills due soon | Mobile v1 | Lightweight report surface |
| Receipt capture | Mobile v2 | Attach photos to transactions |
| Alerts & search | Mobile v2 | Catchups when something needs attention |
| AI chat on mobile | Mobile v1 | Continue desktop conversations when Managed AI or your own key is configured |
Household
Shared household money management for families. This add-on will require Connected Services to enable data syncing between mutliple household members.
| Planned feature | Anticipated timing | Notes |
|---|---|---|
| Individual sign-in for each household member | Late 2027 | No shared passwords |
| Shared synchronized ledger | Late 2027 | Same transactions, categories, rules, budgets, goals |
| Personal preferences & views | Late 2027 | Layout, theme, saved views, and favorites stay per person |
| Optional account visibility controls | Late 2027 | Permissions focus on who can see which accounts |
| Shared budgets & reports | Late 2027 | Everyone works from the same plan |
Lite Business
Tools for side gigs and very small businesses — not full payroll, HR, or ERP. Planned as a separate add-on.
| Planned feature | Anticipated timing | Notes |
|---|---|---|
| Multiple entities | 2028 | Keep personal and side-gig books distinct |
| Light invoicing or invoice import | 2028 | Enough for freelancers and micro-businesses |
| Schedule C–oriented reports | 2028 | Tax-prep friendly summaries (not tax advice) |
| Rental property tracking | 2028 | Income and expense for rentals |
| Accountant export | 2028 | Hand-off friendly exports |
| Receipt workflow | 2028 | Capture and organize supporting documents |
Questions or ideas? Use Help → Suggest a feature in the app, or see Suggest a feature.