Accounts
How manual accounts, balances, and registers fit together.
Activity log
Review imports, syncs, exports, and security actions in one timeline.
AI assistant
Optional AI assistant for chat, full-screen conversations, and categorization suggestions.
Balance over time
Chart each account’s balance over time, with liabilities below zero.
Bank sync
Optional automatic transaction download from your bank via SimpleFIN or (coming soon) Plaid.
Budgets
Monthly spending targets, progress tracking, and a two-step budget workflow.
Categorization
Rules, suggestions, review queue, and manual categorization.
Dashboard
Home overview with net worth, spending, budgets, and cash flow at a glance.
Global search
Find transactions, accounts, settings, and pages from one search box in the title bar.
Goals
Long-term financial outcomes — savings targets, balance floors, and custom rules.
Help menu
Find documentation, updates, licensing, feedback, and app information from one place in the title bar.
Import coverage
How import anchors and missing-history markers show gaps between imported periods.
Import from other software
Migrate history from other personal finance apps into Big Picture Money.
Issue reporting
Report problems and suggest features from the Help menu. Reports go to Big Picture maintainers only.
Licensing
Buy once, own forever — perpetual Big Picture Money license with optional Contributor discount and Connected Services.
Merchant recognition
How the offline merchant database improves transaction descriptions.
Net worth
Household net worth from account balances and daily snapshots.
Onboarding
First unlock, license each data file, Getting started, and navigation lockouts for new files.
Reports
Built-in reports for spending, income vs expense, balance over time, and net worth.
Security and encryption
How passphrases, encryption, and local storage protect your data.
Settings
Configure appearance, your data file, AI, bank connections, and backups.
Spending
Explore where your money went with category breakdowns, filters, drill-downs, and transaction fixes.
Transactions
The transaction register for reviewing, categorizing, and editing everyday money movement.
Transfers
How money moves between your accounts without double-counting spending.
Views
Reusable transaction registers you can pin to the left navigation.